Best time to apply for IHG Chase cards based on offer history
Knowing when to apply for a card can be difficult, especially considering that earning a sizable welcome bonus may be the primary factor.Offers change frequently, and whether you’re after a large sum of points or free night certificates, knowing the history of offers for credit cards can be useful to understand the difference between amazing and not-so-good bonuses.If you find yourself frequenting IHG properties often, such as those part of the InterContinental and Kimpton brands, then a cobranded IHG credit card can provide useful perks during your stay. These include elite status, an anniversary free night and bonus points when paying for your accommodations.Here’s a list of the credit card welcome bonuses for Chase’s cobranded IHG cards, including their offer histories and when you should apply for a card based on its best-ever welcome bonus.Related: Current offers on the IHG One Rewards cardsBest IHG credit card welcome bonusesCardBest welcome offer we’ve seenWhen to apply<a href=”https://thepointsguy.com/credit-cards/ihg-rewards-club-premier-credit-card/” target=”_blank” rel=”noopener”><strong>IHG One Rewards Premier Credit Card</strong></a>Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening.When the offer is more than 140,000 points, whether that’s extra points or a free night award added on<a href=”https://thepointsguy.com/card-hub/ihg-rewards-club-traveler-credit-card/?tid=post” target=”_blank” rel=”noopener”><strong>IHG One Rewards Traveler Credit Card</strong></a>Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening.When the offer is above 80,000 points<a target=”_blank” href=”https://thepointsguy.com/credit-cards/ihg-rewards-premier-business-credit-card/”><strong>IHG One Rewards Premier Business Credit Card</strong></a>Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 in the first six months.When the offer is more than 140,000 pointsIHG One Rewards Premier Credit CardThe IHG One Rewards Premier Credit Card offers perks like a free night award on your account anniversary (up to 40,000 points), up to $50 in United TravelBank cash each year, a TSA PreCheck/Global Entry statement credit and automatic Platinum Elite status. Best of all, the card comes with a low $99 annual fee.THE POINTS GUYHere are the offers we’ve seen on the IHG One Premier card over the past few years:Approximate dateOfferValue*March 2026 to nowEarn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840January to March 2026Earn 175,000 bonus points after spending $5,000 on purchases in the first three months from account opening.$1,050October 2025 to January 2026Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840September to October 2025Earn 165,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$990July to September 2025Earn 140,000 bonus points after spending $3,000 in the first three months from account opening.$840May to July 2025Earn five free nights (each valued at up to 60,000 points) after spending $5,000 on purchases in the first three months from account opening.Up to $1,800March to May 2025Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840January to March 2025Earn 170,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$1,020September 2024 to January 2025Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840July to September 2024Earn five free nights (each valued at up to 60,000 points) after spending $4,000 on purchases in the first three months from account opening.Up to $1,800April to July 2024Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840February to April 2024Earn 165,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$990September 2023 to February 2024Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840June to September 2023Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening. Plus, earn up to $100 in statement credits on purchases at IHG properties during the first 12 months from account opening.Up to $940 (including statement credit)April to June 2023Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840January to April 2023Earn 175,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$1,050*Bonus offer value is based on TPG’s April 2026 valuations and not provided by the credit card issuer.Highest welcome offerWith this card’s highest-ever welcome offer, new cardholders could earn five free nights (each valued at up to 60,000 points) after spending $5,000 on purchases in the first three months of account opening.When to applyWhen the offer is for more than 140,000 points — whether that’s extra points or a free night award added on — it’s a good time to apply.Learn more: IHG One Rewards Premier Credit CardIHG One Rewards Traveler Credit CardThe IHG One Rewards Traveler Credit Card has no annual fee but offers perks like IHG Silver elite status and a fourth night free on award stays. Cardholders can also earn higher elite status through credit card spending in a calendar year.THE POINTS GUYHere are the offers on the IHG One Rewards Traveler card from the past few years:Approximate dateOfferValue*March 2026 to nowEarn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480January to March 2026Earn up to 120,000 bonus points: 90,000 bonus points after spending $2,000 on purchases in the first three months from account opening, plus up to an additional 30,000 bonus points (by earning 3 additional points per dollar on purchases that earn 2 and 3 points per dollar on up to $10,000 spent in the first six months).Up to $720October 2025 to January 2026Earn 80,000 bonus points after spending $2,000 on purchases in the first three months of account opening.$480September to October 2025Earn two free nights (up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months of account opening.Up to $840July to September 2025Earn 80,000 bonus points after spending $2,000 on purchases in the first three months of account opening.$480May to July 2025Earn 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$720March to May 2025Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480January to March 2025Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600November 2024 to January 2025Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480October to November 2024Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600September to October 2024Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480July to September 2024Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600April to July 2024Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480February to April 2024Earn 100,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$600September 2023 to February 2024Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480June to September 2023Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening. Plus, earn up to $50 in statement credits on purchases at IHG properties during the first 12 months from account opening.$530 (including statement credit)April to June 2023Earn 80,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$480January to April 2023Earn 120,000 bonus points after spending $2,000 on purchases in the first three months from account opening.$720*Bonus offer value is based on our valuations and not provided by the credit card issuer.Highest welcome offerWith this card’s highest-ever welcome offer, new cardholders could earn two free nights (valued at up to 50,000 points each) plus 40,000 bonus points after spending $2,000 on purchases in the first three months from account opening.When to applyWhenever the offer is for more than 80,000 points, it’s time to apply.Learn more: IHG One Rewards Traveler Credit CardIHG One Rewards Premier Business Credit CardThe IHG One Rewards Premier Business Credit Card fits businesses loyal to IHG. The card offers Platinum Elite status, a free night award on your card anniversary (up to 40,000 points) and the ability to earn another free night award (up to 40,000 points) after meeting a spending requirement each calendar year.THE POINTS GUYHere are the offers on the IHG One Rewards Premier Business card from the past:Approximate dateOfferValue*March 2026 to nowEarn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months. Offer ends April 29.Up to $1,200October 2025 to March 2026Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$840September to October 2025Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.Up to $1,200May to September 2025Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$840March to April 2025Earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.Up to $1,200May 2024 to March 2025Earn 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening.$840April to May 2024Earn up to 175,000 bonus points: 140,000 bonus points after spending $4,000 on purchases in the first three months from account opening and an additional 35,000 bonus points after spending a total of $7,000 on purchases in the first six months.$1,050June 2023 to April 2024Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840April to June 2023Earn 165,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$990March 2022 to April 2023Earn 140,000 bonus points after spending $3,000 on purchases in the first three months from account opening.$840*Bonus offer value is based on our valuations and not provided by the credit card issuer.Highest welcome offerThe highest welcome offer is currently being offered and allows new cardholders to earn up to 200,000 bonus points: 140,000 bonus points after spending $4,000 in the first three months from account opening, plus an additional 60,000 bonus points after spending a total of $9,000 on purchases in the first six months.When to applyApplying for the card is worthwhile when the offer is for more than 140,000 points.Learn more: IHG One Rewards Premier Business Credit CardBottom lineKeep this guide handy if you ever want to apply for a cobranded Chase IHG credit card. That way, you can see the trends and know when it’s the right time to apply.Submitting your application at the right time can mean the difference between a short stay and a spectacular stay at one of the more luxurious IHG portfolio properties.Keep in mind Chase’s infamous 5/24 rule to ensure your chances of approval aren’t affected.To learn more about credit card bonus offers over time, see the following:The best time to apply for these popular Capital One credit cards based on offer historyThe best time to apply for these popular Chase credit cards based on offer historyThe best time to apply for these popular Citi cards based on offer historyThe best time to apply for these popular American Express cards based on offer historyEditorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
