Best time to apply for United Chase cards based on offer history
Chase has an impressive roster of six United Airlines cards, each with its own set of perks and benefits to justify a place in your wallet. Like most travel rewards cards, each United card offers its own welcome bonus to freshly approved cardholders.These welcome bonuses are the best way to reap a yield of many United miles at once. That’s why it’s very important to make sure you apply at the right time.In this guide, we’ll walk you through each United card’s offer history and when to apply. (Keep in mind that offers can change at any time, and some of the offers on this page may no longer be available.)Note that we’ll only discuss publicly available welcome offers here. However, you might receive targeted offers with more bonus miles.Best United welcome offersCardBest welcome offer we’ve seenWhen to apply<a target=”_blank” href=”https://thepointsguy.com/credit-cards/united-gateway-card/”><strong>United Gateway℠ Card</strong></a>Earn 30,000 bonus miles after spending $1,000 on purchases in the first three months from account opening.When the welcome offer is 30,000 miles or more.<a target=”_blank” href=”https://thepointsguy.com/credit-cards/united-explorer-card/”><strong>United℠ Explorer Card</strong></a>Earn 80,000 bonus miles after spending $3,000 on purchases within three months from account opening.When the offer is 60,000 miles or more.<a target=”_blank” href=”https://thepointsguy.com/credit-cards/united-quest-card/”><strong>United Quest℠ Card</strong></a>Earn 100,000 bonus miles and 3,000 PQPs after spending $4,000 on purchases in the first three months from account opening.When the offer is 80,000 miles or more plus PQPs<a target=”_blank” href=”https://thepointsguy.com/credit-cards/united-club-infinite-card/”><strong>United Club℠ Card</strong></a>Earn 100,000 bonus miles after spending $5,000 on purchases in three months from account opening.When the offer is 90,000 miles or more; bonus PQPs sweeten the deal<a target=”_blank” href=”https://thepointsguy.com/credit-cards/united-business-card/”><strong>United℠ Business Card</strong></a>Earn up to 150,000 bonus miles: Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. Earn an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening.When the offer is 100,000 miles or more; bonus PQPs sweeten the deal<a target=”_blank” href=”https://thepointsguy.com/credit-cards/reviews/united-club-business-card-review/”><strong>United Club℠ Business Card</strong></a>Earn 125,000 bonus miles after spending $5,000 on purchases within three months from account opening.When the offer is 90,000 miles or more; bonus PQPs sweeten the dealThe information for the United Club Business Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.United Gateway cardFor anyone looking to dip their toes into airline cards, the no-annual-fee United Gateway may be a good option.THE POINTS GUYWelcome offer historyHere are the recent welcome offers on the United Gateway card.Approximate dateWelcome offerValue*August 2025 to nowEarn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450July to August 2025Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300May to July 2025Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450January to May 2025Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300November 2024 to January 2025Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450August to November 2024Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300June to August 2024Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450March to June 2024Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300November 2023 to March 2024Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450August to November 2023Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300June to August 2023Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450January to June 2023Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300November 2022 to January 2023Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450August to November 2022Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300June to August 2022Earn 30,000 miles after spending $1,000 on purchases in the first three months from account opening.$450November 2021 to June 2022Earn 20,000 miles after spending $1,000 on purchases in the first three months from account opening.$300*Bonus offer value is based on TPG’s February 2026 valuations and is not provided by the credit card issuer.Highest welcome offerThis card’s highest-ever welcome offer has been 30,000 bonus miles after spending $1,000 in the first three months of account opening.When to applyWe recommend applying whenever this card’s welcome offer is 30,000 miles or more.Learn more: United Gateway CardUnited Explorer cardAlthough the United Explorer has an annual fee of $150 ($0 for the first year), it offers great benefits for semifrequent United flyers, like two United Club passes and a free checked bag when you pay for your flight with your card.THE POINTS GUYWelcome offer historyHere are the recent offers we’ve seen on the United Explorer.Approximate dateOfferValue*January 2026 to nowEarn 70,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$1,050May 2025 to January 2026Earn 60,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$900March to May 2025Earn 80,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$1,200November 2024 to March 2025Earn 60,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$900August to November 2024Earn <span style=”color: #212121;”>50,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.</span>$750June to August 2024Earn 60,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$900March to June 2024Earn 50,000 bonus miles after spending $3,000 on purchases in the first three months of account opening.$750November 2023 to March 2024Earn 60,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$900October to November 2023Earn 50,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$750June to October 2023Earn 60,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$900December 2022 to June 2023Earn 50,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$750November to December 2022Earn 60,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$900August to October 2022Earn 50,000 bonus miles after spending $3,000 on purchases in the first three months from account opening.$750March to July 2022Earn up to 70,000 bonus miles: Get 60,000 bonus miles after spending $3,000 on purchases in the first three months from account opening, plus receive 10,000 more miles after $6,000 total in purchases in the first six months from account opening.Up to $1,050September 2021 to February 2022Earn 40,000 bonus miles after spending $2,000 on purchases in the first three months from account opening.$600*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.Highest welcome offerThis card’s highest-ever offer has been 80,000 bonus miles after spending $3,000 on purchases within three months from account opening.When to applyWe recommend waiting to apply until this card offers a welcome bonus of 60,000 miles or more.Learn more: United Explorer CardUnited Quest CardIf you fly United frequently but don’t want to commit to a premium card, the United Quest may be for you. While it has a high annual fee of $350, it offers numerous statement credits and United-specific perks to make up for that.THE POINTS GUYWelcome offer historyHere are the recent offers we’ve seen on the United Quest card.Approximate dateOfferValue*January 2026 to nowEarn 80,000 bonus miles and 3,000 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,200 (not including the value of 3,000 PSPs)August 2025 to January 2026Earn 70,000 bonus miles and 1,000 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,050 (not including the value of 1,000 PQPs)June to August 2025Earn 100,000 bonus miles and 3,000 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,500 (not including the value of 500 PQPs)March to June 2025Earn 90,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,350 (not including the value of 500 PQPs)November 2024 to March 2025Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,050 (not including the value of 500 PQPs)August to November 2024Earn <span style=”color: #212121;”>60,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.</span>$900 (not including the value of 500 PQPs)June to August 2024Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,050 (not including the value of 500 PQPs)March to June 2024Earn 60,000 bonus miles and 500 PQPs after spending $4,000 in the first three months of account opening.$900 (not including the value of 500 PQPs)November 2023 to March 2024Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,050 (not including the value of 500 PQPs)August to November 2023Earn 60,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.$900 (not including the value of 500 PQPs)June to August 2023Earn 70,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.$1,050 (not including the value of 500 PQPs)January to June 2023Earn 60,000 bonus miles and 500 PQPs after spending $4,000 on purchases in the first three months from account opening.$900 (not including the value of 500 PQPs)November to December 2022Earn 80,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,200August to November 2022Earn 70,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.$1,050June to July 2022Earn 80,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,200February to May 2022Earn 70,000 bonus miles after spending $4,000 on purchases in the first three months from account opening.$1,050October 2021 to January 2022Earn 80,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,200*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.Highest welcome offerThis card’s highest-ever bonus was when this card offered 100,000 miles and 3,000 PQPs after spending $5,000 on purchases in the first three months from account opening.When to applyWe recommend waiting until you see an offer of 80,000 miles or more plus PQPs to apply.Learn more: United Quest CardUnited Club CardAs the top consumer United card available, it’s no surprise that the United Club Card comes with a hefty $695 annual fee. In exchange for that, however, it comes with loads of benefits, making it the best choice for United’s biggest fans.THE POINTS GUYWelcome offer historyHere are the welcome offers we’ve seen on the United Club Card.Approximate dateOfferValue*November 2025 to nowEarn 90,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,350July to November 2025Earn 80,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,200May to July 2025Earn 90,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,350March to May 2025Earn 95,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,425November 2024 to March 2025Earn 90,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,350August to November 2024Earn 80,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,200June to August 2024Earn 90,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,350January to June 2024Earn 80,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,200November 2023 to January 2024Earn 90,000 bonus miles after spending $5,000 on purchases in the first three months from account opening.$1,350August to November 2023Earn 80,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,200January to August 2023Earn 80,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases within three months from account opening.$1,200 (not including the value of 1,000 PQPs)November 2022 to January 2023Earn 100,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,500June to November 2022Earn 80,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,200January to May 2022Earn 100,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,500*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.Highest welcome offerThe United Club Card’s highest-ever welcome offer has been 100,000 bonus miles after spending $5,000 on purchases within three months from account opening.When to applyBefore pulling the trigger on an application, wait for an offer of 90,000 miles or more. If United status is on the table for you, it may make sense to wait for an offer that includes bonus PQPs.Learn more: United Club CardUnited Business CardIf you’re a business owner who flies with United occasionally, the relatively affordable $150-per-year annual fee United Business Card may be the best pick for you.THE POINTS GUYWelcome offer historyHere are the recent welcome offers we’ve seen on the United Business Card.Approximate dateOfferValue*January 2026 to nowEarn 100,000 bonus miles and 2,000 PQP after spending $5,000 on purchases in the first three months of account opening.$1,500 (not including the value of 2,000 PQPs)November 2025 to January 2026Earn 75,000 bonus miles and 2,000 PQP after spending $5,000 on purchases in the first three months from account opening.$1,125 (not including the value of 2,000 PQPs)July to November 2025Earn 100,000 bonus miles and 2,000 PQP after spending $5,000 on purchases in the first three months of account opening.$1,500 (not including the value of 2,000 PQPs)May to July 2025Earn 75,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases within three months from account opening.$1,125 (not including the value of 2,000 PQPs)March to May 2025Earn 125,000 bonus miles after spending $5,000 within three months from account opening.$1,875April 2024 to March 2025Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125January to April 2024Earn 100,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,500November 2023 to January 2024Earn 50,000 bonus miles after spending $5,000 on purchases within three months from account opening.$750October to November 2023Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125June to October 2023Earn 50,000 bonus miles after spending $5,000 on purchases within three months from account opening.$750March to June 2023Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125June 2022 to March 2023Earn up to 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. Earn an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening.Up to $2,250March to May 2022Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125January to February 2022Earn up to 150,000 bonus miles: Get 75,000 bonus miles after spending $5,000 on purchases within three months from account opening. Earn an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening.Up to $2,250*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.Highest welcome offerThis card’s highest-ever offer included up to 150,000 bonus miles: New cardholders could earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening, plus an extra 75,000 bonus miles after spending a total of $20,000 on purchases within six months from account opening.When to applyYour best bet is to apply when this card’s welcome offer is 100,000 miles or more. Those aiming for United status should wait for an offer that includes bonus PQPs.Learn more: United Business CardUnited Club Business CardIf you’re a United loyalist with a business, you should consider the $695-per-year United Club Business Card.THE POINTS GUYWelcome offer historyHere are the recent welcome offers we’ve seen on the United Club Business.Approximate dateOfferValue*January 2026 to nowEarn 100,000 bonus miles and 2,000 PQP after spending $5,000 on purchases in the first three months of account opening.$1,500 (not including the value of 2,000 PQPs)November 2025 to January 2026Earn 80,000 bonus miles and 2,000 PQP after spending $5,000 on purchases in the first three months from account opening.$1,200 (not including the value of 2,000 PQPs)July to November 2025Earn 100,000 bonus miles and 2,000 PQP after spending $5,000 on purchases in the first three months of account opening.$1,500 (not including the value of 2,000 PQPs)May to July 2025Earn 80,000 bonus miles and 2,000 PQPs after spending $5,000 on purchases within three months from account opening.$1,200 (not including the value of 2,000 PQPs)March 2025 to May 2025Earn 125,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,875August 2024 to March 2025Earn 50,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases within three months from account opening.$750 (not including the value of 1,000 PQPs)January to August 2024Earn 75,000 bonus miles and 1,000 PQPs after spending $5,000 on purchases within three months from account opening.$1,125 (not including the value of 1,000 PQPs)October 2023 to January 2024Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125June to October 2023Earn 50,000 bonus miles after spending $5,000 on purchases within three months from account opening.$750November 2022 to June 2023Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125May to November 2022Earn 100,000 bonus miles after spending $10,000 on purchases within three months from account opening.$1,500April to May 2022Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125February to March 2022Earn 100,000 bonus miles after spending $10,000 on purchases within three months from account opening.$1,500September 2021 to January 2022Earn 75,000 bonus miles after spending $5,000 on purchases within three months from account opening.$1,125*Bonus offer value is based on TPG’s valuations and is not provided by the credit card issuer.Highest welcome offerWhen this card had its highest-ever offer, business owners could earn 125,000 bonus miles after spending $5,000 on purchases within three months from account opening.When to applyWe recommend prospective cardholders wait for a welcome offer of 90,000 miles or more before sending in an application. Those looking for a status boost should wait for an offer that includes bonus PQPs.Learn more: United Club Business CardBottom lineWaiting for the right time to apply for a card is important. You want to make sure you can get the best welcome offer available, especially since many cards block you from earning multiple welcome bonuses on them in a certain time frame.Chase’s portfolio of United-branded cards offers some fantastic benefits. Whether you fly United once a year or every month, it’s worth exploring these cards to see which one fits your wallet.To learn more about credit card bonus offers over time, check out the following:The best time to apply for these popular American Express cards based on offer historyThe best time to apply for these popular Capital One credit cards based on offer historyThe best time to apply for these popular Chase credit cards based on offer historyThe best time to apply for these popular Citi cards based on offer historyEditorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
